AcreReturns models going-in costs, blended income, appreciation, and exit proceeds for larger rural properties — then puts real numbers behind the decisions that matter most:
Rural and ranch transactions don't fit a residential proforma template. AcreReturns was built around how these acquisitions come together.
Grazing and ag leases, recreational leases, structure rentals, and other forms of income often stack on a single property.
Growth in land and improvements may move differently. Lumping them together can distort the return.
A new barn or renovated cabin built in year three has its own cost basis and its own depreciation clock, separate from what was already there.
Every figure below is a real, working feature in the tool today — not a roadmap.
Model an all-cash purchase or a loan with any down payment, rate, and term — monthly or single annual payment.
Any number of income sources — leases, rentals, or anything else the property generates — each priced as a flat amount or units × rate (acres, AUMs, per door), with its own vacancy assumption.
Purchase price divides between land and improvement value, each with its own appreciation assumption — automatically linked, never out of sync.
Add a structure built during the hold, set its physical, external, and functional depreciation independently, and see its contributory value at exit.
Cap rate, cash-on-cash, DSCR, total ROI, and time-weighted IRR — accounting for going-in cost, every year of cash flow, and net proceeds at exit.
A separate DSCR and loan-to-value report, year by year, plus a stress-tested downside scenario — income, expenses, and interest rate shocked independently, on their own timelines — so you can open a financing conversation with the numbers a lender actually asks for.
The exact same calculation, rerun three ways. Income and expense shocks can each be windowed to a specific stretch of years, and land and improvement appreciation move on independent tracks — so a zero-appreciation building never gets pulled into depreciation just because land softens. One report, one equity chart, all three cases together.
Your logo, your firm's colors, chart style choices, optional narrative sections and photos — delivered as a single, self-contained file.
Rental rates, depreciation schedules, financing rates, vacancy, and growth assumptions are all yours to set — so the analysis reflects your own read on regional market conditions, not a fixed formula.
The same tool that builds the analysis builds the document you hand your client.
An illustrative example — not an actual property or transaction: a 21,000+ acre working ranch blending a grazing lease, irrigated cropland, a hunting lease, a short-term rental, and a new dwelling added in Year 4. The deal itself is pre-built; watch it get tuned live and turned into a branded, client-ready report in under a minute.
Property value, loan balance, and equity update instantly as you adjust assumptions, alongside a running total of capital invested — so it's obvious at a glance how much of the return is coming from cash flow versus appreciation.
Cap rate, cash-on-cash return, DSCR, total cash invested, price per acre — the core return metrics, always visible, always recalculating live as inputs change.
The exact same analysis becomes a self-contained, client-ready HTML report — no server, no account, no software your client has to install. Add your logo and firm colors, optional narrative sections, and supporting photos.
Base case and stressed NOI, debt service, DSCR, and LTV, side by side, year by year — income and expenses shocked independently, on their own timelines, so you can show exactly where the deal holds up and where it doesn't.
The exact same calculation, rerun three ways — income and expense shocks windowed to specific years, land and improvement appreciation moved independently — so you can hand a client a real range instead of a single point estimate.
Three finished reports through the analysis of a single example property — no calculator access required, no sign-up. Click through and use the actual Print / Save as PDF and Export data buttons.
Built from Curly Butte Ranch — an illustrative example, not an actual property or transaction: a 21,452± acre working ranch with a grazing lease, hunting lease, short-term rental, and a $48.5M going-in value.
The buyer-facing report: going-in costs, blended income, appreciation, exit proceeds, and a plain-English narrative — branded and ready to share.
View sample reportLoan & collateral summary, DSCR and LTV year by year, and a downside stress test with Global DSCR — formatted for a loan-quality review.
View sample reportBest case / base case / worst case, side by side — cap rate, cash-on-cash, IRR, and equity growth under different assumptions.
View sample reportTry it free for 48 hours, then subscribe as an individual or license the whole office — sign up and you're in immediately.
48 hours · no card required
billed annually · ~$67/month · renews automatically until canceled
3-seat minimum · one annual invoice for the whole office · renews automatically until canceled
Your deal data never leaves your browser. Signing in and billing are hosted — that's what makes accounts and licensing possible — but the calculation engine itself still runs locally, on your own device. Every property figure, client name, and document you enter is processed in your browser and never transmitted to our servers. The sensitive financial details of your deals stay exactly where you put them.
AcreReturns produces estimates only, based on the assumptions entered by the user. It is not an appraisal and does not constitute financial, legal, or tax advice. Independent due diligence and consultation with qualified professionals is essential before any purchase, sale, or financing decision.